Health Cash Plans

What is a Health Cash Plan?

Whatever our age in life or our state of health we all have to pay for (or towards) our everyday medical expenses like a trip to the dentists or the opticians. We may also need fast access to private treatment for any number of conditions that may relate to your existing medical condition or for something as simple as that 'nagging back pain' or 'old sports injury' which is not necessarily available on-demand through the NHS.

A Health Cash Plan is designed to pay, or at least contribute towards, these costs.

Unlike many other Health Cash Plans the scheme on offer from The Insurance Surgery offers the following advantages:-

Pre-existing conditions are fully covered for all benefits including Specialist consultations and tests. Most other plans will exclude all cover for pre-existing conditions (the only exclusion for pre-existing conditions is that you are unable to claim the hospital cash benefits, recuperation and home help benefits in the first two years of the policy for that specific, or any related, condition)

Claims are settled direct – with most other plans you have to pay for your treatment first then claim the money back leaving you out of pocket until the claim is settled.

Claims are settled at 100% - most other plans only cover you for a certain percentage of the sum assured therefore you will always have to make some form of contribution yourself.

No maximum age limit - There is no maximum joining age for the plan.

We believe that these plans offer extremely good value to clients in good health and incredible value to clients with pre-existing conditions.

IMMEDIATE TRANSFER FROM OTHER POLICIES

If you already have a Healthcare Cashplan consider how you could save money on your premiums and give you additional benefits at little or no additional cost.

To apply for Health Cash Plans please click the link below.

• Health Cash Plans (click for quote)

The MSRC receives a donation from each policy sold by The Insurance Surgery to  help us continue our support of anyone affected by Multiple Sclerosis.

The Insurance Surgery Limited is authorised and regulated by the Financial Services Authority (FSA registration number 401425). The FSA does not regulate some aspects of protection. The Insurance Surgery Limited, registered in England No. 5137288 Registered Office: Wood Street Mill, 45 Pickford Street, Macclesfield, Cheshire, SK11 6HB. Telephone 0800 083 2829

© Multiple Sclerosis Resource Centre (MSRC)