Life Insurance

Different insurance companies look at MS in different ways. Some insurers will apply high premium increases to all people with MS while others take a more sympathetic view. So how do you know which ones to apply to?

By using the services of The Insurance Surgery you will increase your chances of obtaining competitive cover. The Insurance Surgery have since 1999 specialised in obtaining life insurance for clients with MS and other illnesses.

The Insurance Surgery is a completely independent company that has researched the whole marketplace to find out which insurance companies offer the most competitive cover for clients with MS. Using their years of experience and contacts with senior medical underwriters they will be able to advise whether they think obtaining cover will be possible and how much the cover is likely to cost.

Once you apply to The Insurance Surgery you will receive the following benefits:-

• Price Guarantee - guarantees you the best rate! (see their website for more detail)
• Independent - They are NOT limited to a panel of Insurers.
• Extensive knowledge of Medical Underwriting.
• Personal Service - You have one Customer Service Executive assigned to your case.
• Single application form – you only ever need to complete one application form.
• They will keep you fully informed throughout the process.
• They have access to specialist companies and techniques that may offer cover when the main insurers cannot.

Case Studies

Paul, who has MS, approached The Insurance Surgery as he had been declined cover by Legal & General and received a quotation from Norwich Union that was too expensive. The Insurance Surgery obtained £50,000 of cover at a cost that Paul could afford.

Miss Brown, who has Relapsing Remitting MS, had been declined by Norwich Union when she approached The Insurance Surgery for £100,000 of cover. The Insurance Surgery secured her insurance for a premium of £35pm.

Terry, approached The Insurance Surgery as he had been declined life insurance by all the insurance companies he had approached. The Insurance Surgery obtained him nearly £140,000 of cover for the premium of £26.29 pm.

To apply for life insurance please click the link below.

• Life Insurance (click for quote)

The MSRC receives a donation from each policy sold by The Insurance Surgery to  help us continue our support of anyone affected by Multiple Sclerosis.

The Insurance Surgery Limited is authorised and regulated by the Financial Services Authority (FSA registration number 401425). The FSA does not regulate some aspects of protection. The Insurance Surgery Limited, registered in England No. 5137288 Registered Office: Wood Street Mill, 45 Pickford Street, Macclesfield, Cheshire, SK11 6HB. Telephone 0800 083 2829

© Multiple Sclerosis Resource Centre (MSRC)